Budget for Travel in Ghana

I think I expected my budget for travel in Ghana to be much higher than it was.  I had heard from people that the country was much more expensive, but I found rooms and food for about the same price as anywhere in West Africa.  In fact, aside from Accra, the accommodation was a real bargain.  In the end, I spent just over $40 a day in Ghana.  I was pretty broke near the end of my time in the country so didn’t spend as much as I probably would have.  Personally, I think a reasonable budget for travel in Ghana would be about $45-50 a day.  I’m sure that the hundreds of volunteer travellers in Ghana spend only about $30 a day when they travel around.


  • Food: $20/Day; Between a $50 tab for sushi in Accra and $0.50 for lunch on the street in Tamale I was all over the place.  I think, if you wanted you could eat very cheap in Ghana.  That being said, if you want foreign foods, it’s going to cost you.  Local meals are very starchy, so if you want something other than that, you’ll have to pay.  There aren’t as many supermarkets in Ghana as you’d expect.  Your best bet is in Accra where there are plenty.  However, supermarkets in Ghana are quite expensive.
  • Accommodation: $15/Day; For the most part I went lower in housing than I should have.  I could have spent more but my wallet was light at the time.  I also camped a couple times to save money.
  • Transport: $2/Day; Again, the scooter is good value for fuel.  Average fuel prices were around $1 per litre in Ghana
  • Activities: $3/Day; In Ghana I went to 2 castles, did 1 foot safari, 1 jeep safari, 1 canoe safari and visited 1 waterfall.  If you’re travelling really quickly around the country you could spend more per day on activities than I did.
  • Misc: $4/Day; I had a mechanical issue on the scooter, bought a power bar for my electronics, a couple high-life CDs, new shorts, USB internet, and had 1 traffic ticket for an illegal U-Turn.
  • Total: $42/Day; I expected Ghana to be more expensive, and I think if I spent more time in Accra it would have been.  However, throughout the rest of the country you can live pretty well on $45 a day.  I also didn’t have to spend any money on visas in Ghana, which helped the budget too.

Money Logistics

  • Local currency: In Ghana they use a currency known as the Cedi.  The rate at my time of travel was 1 USD to 1.9 Cedis.  You can exchange USD and British pounds quite easily throughout the country.  You can also exchange both Euros and CFA without much of a problem in the major cities.
  • Banks and ATMs: Bank machines are pretty much everywhere.  Some machines are visa only, but there are also plenty of maestro and even some plus and mastercard machines.  Banks will give you advances on visa cards but they’ll be confused as to why you don’t want to just use the machine.
  • Traveller’s Cheques: There are enough travellers in Ghana for them to change traveller’s cheques, but it’s still not worth your time.  There are bank machines throughout the country and the rates of commission on the cheques make it silly for you to bring them, in my opinion.

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